Banco Promerica reports record profits with loan portfolio growth above 32% at the close of 2025

• Banco Promerica closed 2025 with record profits, assets of RD$87,008 million and growth of 32.8% in its loan portfolio.

Santo Domingo- Banco Promerica Dominican Republic held its Annual Ordinary and Extraordinary General Meeting of Shareholders, at which it presented the financial results for the 2025 financial year, highlighting an outstanding performance in growth, profitability and value creation for its shareholders, driven by record growth in the loan portfolio.

At the meeting, the bank reported that it closed the year with assets of RD$87,008 million, a year-on-year growth of 25.5%, well above the average recorded by the multiple banking financial system. That performance was underpinned by sustained expansion of the business and sound management of resources.

The gross loan portfolio reached RD$52,700 million after growing 32.8%, driven by the strong performance of commercial lending and by greater placement of consumer products, vehicle financing and mortgage loans. Public deposits totalled RD$59,743 million, an increase of 20.2%, reflecting clients’ confidence in the institution.

On asset quality, the non-performing loan ratio stood at 1.92%, making Banco Promerica the third institution with the lowest ratio within the top ten of multiple banking. The stressed ratio stood at 5.55%, one of the lowest among banks with a diversified portfolio, the result of rigorous, disciplined and consistent risk management, in line with the highest standards of the financial system.

That effective risk management translated into outstanding financial results, with the bank reaching record net profits in 2025 of RD$716 million, a year-on-year growth of 15 %, while maintaining favourable indicators of profitability, liquidity and solvency. These results were backed by the ratification of its “A+” risk rating by Pacific Credit Rating PCR, in recognition of prudent, consistent and sustainable financial management. 

“The performance achieved at the close of 2025 shows the discipline with which we have been delivering our strategy, as well as our lasting commitment to responsible management geared to creating long-term value,” said Carlos Julio Camilo, executive president of Banco Promerica Dominican Republic.

The session also presented the main progress arising from the launch of a new strategic plan for 2025-2030, designed to keep driving the bank’s transformation, strengthen operational efficiency and continue improving the client experience. This new roadmap sets clear priorities aimed at supporting the evolution of the business, strengthening institutional capabilities and ensuring sustainable growth in the medium and long term.

In that context, and as part of the institution’s strategy and transformation, digital channels continued to gain prominence, recording a significant increase in transaction volume by the close of the period and establishing themselves as the main point of contact with clients. As part of this process, the Promerica Móvil RD app was completely redesigned, adding new features and fully digital processes that make it easier to manage financial products and services, for both personal and business clients.

“We will keep strengthening our operational and technological capabilities to respond quickly to the needs of the market, guaranteeing an ever simpler and more accessible experience for our clients,” added Camilo.

With these results, Banco Promerica Dominican Republic reaffirms its focus on responsible growth, continuous innovation and the generation of sustainable value for its shareholders, its clients and the Dominican economy.

About Banco Promerica Dominican Republic

Based in Santo Domingo, Banco Promerica is a multiple bank with 25 years of local presence, with an emphasis on serving personal clients, small and medium-sized enterprises, corporate and institutional clients, and on the payment methods business. It is a member of Grupo Promerica (through the holding company Promerica Financial Corporation), which operates in 9 countries across Central America, Ecuador, the Cayman Islands and the Dominican Republic.